Money moves at the speed of light
Stellar MicroPay lets anyone send tiny payments across borders instant — for fractions of a cent. No bank. No borders. No friction.
Instant Settlement
Stellar transactions confirm in 3–5 seconds. No waiting for bank transfers.
Truly Global
Send XLM to anyone with a Stellar address, anywhere in the world.
Micro Fees
Each transaction costs ~0.00001 XLM. Send $0.01 or $1,000 for the same fee.
Non-Custodial
Your keys, your funds. We never touch your private key.
What is Stellar?
A quick explainer for newcomers, with links to the official Stellar docs.
What is Stellar?+
Stellar is an open blockchain network for moving money quickly and with very low fees. It's designed for payments, remittances, and cross-border transfers that settle faster than traditional bank systems.
Read the official Stellar overview.
What is XLM?+
XLM is Stellar's native asset. It's used to pay transaction fees and can also be sent directly like any other digital currency.
See the official token docs.
How fast is it?+
Stellar transactions typically confirm in just a few seconds, which is why it feels much faster than a bank transfer.
Read about transaction flow in the official transaction docs.
How much does it cost?+
Fees are tiny—usually a fraction of a cent. That makes Stellar useful for small payments where a bank transfer would be expensive or too slow.
See the official fee and transaction docs.
Is it safe?+
Stellar uses public-key cryptography, so only the owner of a wallet can sign transactions from it. As with any blockchain app, keeping your recovery phrase and private keys secure is essential.
Learn more about account security and the network in the official account docs and network docs.
Open source · MIT License · Contribute on GitHub